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emonley丫头 keep on,strong, independent, ready for anything

起舞弄清影,何似在人间 ^ - ^
27.11.2009

On mortgage

Loan Quantum and Tenor
Loan Quantum up to 80% of property value
loan Tenor up to 30 years
 
loan rates
rmb loan 4.158% benchmark:5.94%
 
documentation requirement 所需材料
property related
a.purchuse contract买卖合同
b. title deed 房产证
c. down payment receipt 首付款收据
 
proof of identity
 
a.identity card, residence booklet, entry card, passport
b. marital status proof (if applicable如适用)
 
proof of income
a.last 3-6 months payroll bank statement
b. employment letter certifying employment and imcome or last 3 months tax assessment note
c. please contact our mortgage specialists for self-employed documents
 
Fees&charges
ITEM
processing fee手续费   waived免予收取
notarization fee公证费 waived for local residents 境内免于办理
insurance fee保险费  paid by bank
legal fee律师费         paid by bank
valuation fee估价费  paid by bank  depend on purchase price
 
In case if abt any disputes, the bank  reserves the right of final decision.
 
52130137, planning dpt of Jing'an District
 
如果是房东代理人, 有没有委托书呢?
如果是家里人,房东本人的身份证和产权证是否在身边?
家具是否赠送,交房时写好家具清单。
 

我写过的公文

1. 遗失。。。通知
 
兹有                   遗失密码钥匙一把,申请密码更改!
 
请贵公司收到传真后,速派专员到达现场处理,不甚感激!
 
                                               申请人:
                                                日期:
-------------------------------------------------------------------------
收据
 
兹有刘*先生(身份证号码:)收到***小姐(身份证号码:)关于租赁/购买上海市静安区**路**号**室房屋尾款计人民币****整(¥*****)
特此立据。
 
收款人:
日期:
见证方:
----------------------------------------------------------------------
 
租赁合同续租协议
 

甲方: 

乙方:

 

1、甲方同意乙方续租,租赁期限自2009410起到201049止。

 

2续租     个月内,租金为人民币         /(小写:RMB   /),乙方

须按照原合同约定支付,甲方须承担物业管理费, 水电煤、有线电视、卫星电视\电话、宽带等其他费用由乙方承担,按照政府和相关机构规定支付。乙方延迟支付或者拒不支付上述费用属于违约行为,甲方有权按原合同约定追究乙方违约责任。

 

3付款方式为:付三押一,以现金现式支付。

 

4其他条款保持不变,按照原合同执行。

 

本协议书一式 份,甲乙双方及居间方各执一份,经双方签字/盖章即生效。若有任何变更,双方可另行安排订立补充协议。补充协议为租赁合同内容的一部分,具有相等的法律效力。租赁合同或补充协议执行中若有任何争议,双方同意友好协商解决,协商不成,任何一方均可向法院起诉。

 
24.11.2009

intercom

An intercom (intercommunication device), talkback or doorphone is a stand-alone electronic communications system intended for limited or private dialogue. Intercoms can be portable but are generally mounted permanently in buildings and vehicles. Intercoms can incorporate connections to walkie talkies, telephones, cell phones and to other intercom systems over phone or data lines and switch electronic or electro-mechanical devices such as signal lights and door latches.

Intercoms are not to be confused with "Telephone Door Entry" systems, where the 'Intercom' facility is an option available on a system in which instruments within a building can be used to intercommunicate with each other (usually a single-dwelling), or where apartments can communicate internally with a resident porter.

talkback 对讲系统

doorphone 门铃电话

stand-alone =capable of operating independently  独立

latches=门闩 spring-loaded doorlock that can be opened from outside with a key/a bar can be lowered or slid into a groove. this door won't latch properly.

porter=someone who guards an entrance / a person employed to carry laggage and supplies. doorkeeper=doorman=door guard

what is boutique hotel?

Boutique hotels differentiate themselves from larger chain/branded hotels and motels by providing personalized accommodation and services / facilities. Sometimes known as "design hotels" or "lifestyle hotels", boutique hotels began appearing in the 1980s in major cities like London, New York, and San Francisco. Typically boutique hotels are furnished in a themed, stylish and/or aspirational manner. They usually are considerably smaller than mainstream hotels, often ranging from 3 to 50 guest rooms.

mainstream hotels

large chain/branded hotels

designed hotels/lifestyle hotels

themed, stylish and aspiarational manner.

budget hotels 经济型酒店

offshore通常是在海外的意思
onshore通常是指在国内
比如说留学澳州的学生毕业后,留在澳洲申请移民,就叫onshore application。身在中国的人申请澳州移民,就叫offshore application。

historic preservation architecture.  历史保护建筑

cargo logistics 货物运输

hutchison-whampoa

portfolio=a list of the financial assets held by an individual or a bank or other financial institution 投资组合

The commercial property market is booming.  商业地产

20.11.2009

好的习惯

1. 到别人家里做客,拖鞋不能穿出大门外,不礼貌。
2. 给老板打电话,要注意。不能问她事情到哪一步了, 而是主动询问,那我该怎么操作?
3. 产调拉好后,第一时间给老板反馈。
4. 不好意思,这是我的客户,关于房子,我会介绍的。

give a speech

The best-known movie awards are the Academy Awards.
There is not anyone who doesn't hope to be rich.
Most of the earth's surface is covered by water.
Draw your chair up to the table.
It is said he has secret love affairs with two women!

How do I control myself? I can't calm down.

I forgot to prepare the speech I'm supposed to give today.我忘了准备今天的我该做的演讲了。

Thank you for flattering me.多谢你的夸奖。

 

03.11.2009

蛮有道理的!!!

首先声明,本人根本不是中介,并不是让你盲目的买房,而是建立在对事实进行深入分析的基础上,提出自己的建议,希望起到抛砖引玉的作用,你也赞成也好,否认也好,欢迎大家讨论:
  
  一、目前的房价相比以前而言肯定是处于高位,但是,你想过吗,2005年,一万元左右的房子在当时也是高位呀,现在一万元的房子还是高位吗?
  二、社会总是向前发展的,物价总是上涨的,钱总是贬值的,难道不是吗?80年代的万元户就是有钱人了,今天的十万元户好象也不是有钱人吧?
  三、已买房的人、中介、开发商、政府希望房价下跌吗?答案当然是否定的,成交量低迷一段时间,政府就马上出来就市了,难道不是事实吗?
  四、如果你有钱,也想有房的话,建议你在合适的时间买入,但是不要指望房价会大跌,整体上肯定是上涨的趋势!当然,要结合你的实际情况,要有端正的心态,要有长远的眼光。
  五、如果你没钱,也想有房的话,那就好努力挣钱!
  六、如果你根本就不想有房,你认为租房更好的话,那是你个人的观点,不在本讨论之列!
18.10.2009

Fee Waiver

Fee Waiver 费用取消, 或者费用取消表格
Redemption comes in many shapes with many kinds of pains.
 
etymology 字源学,语源。
欧洲移民后裔 the descendants of the European immigrants
内脏 internal organs
感谢信 a brief letter of thanks
niece 侄女
核桃 walnuts
浓汤 thick soup
The air is thick with smoke.烟雾弥漫。
the snow lay thick on the ground last winter.地上雪很厚。
He put on a thick sweater。 他穿上了一件厚的衣服。
vicar of this parish.教区的牧师。
鲜嫩fresh and tender
养老金pension
green man绿灯,新手。
roasted beef and yorkshire pudding 烤牛肉和布丁
region/county/district/parish
 

explaination

什么时候挂出来?
最多2个星期。
 
500万?
不可能。 当场否决
 
pls listen to me first. why their cash is so limited? why they cannot pay one month deposit. becasuse expatriates who live in shanghai, organizely spend their money. they get their salary at the end of month. and for daily cost, they have a plan how much they usually spend each month. and on the other hand, only some money they earn is transfer to France account directly. if they want to draw cash from France, it takes time and also high transfer fee.
16.10.2009

lesson in the work

1. celine's
celine complained me that I didn't say on her side. instead of say on landlord's side.
have not enough cash. first, receive salary at the end of month. and as an expatriate, half of her salary is paid by France money. if her draw cash from france, it takes some time, from France to china, also it has high transfer fee.
 
2. with my manager
Never fight with your manager. even if it's your fault, don't talk to him. 
 
所谓的买卖不破租赁,是指当租赁物的所有权移转时,租赁合同仍然有效,即新的所有人不能以所有权移转的事实主张原租赁合同无效.我国合同法229条规定:租赁物在租赁期间发生所有权变动的,不影响租赁合同的效力.

    这种特征属于"债权的物权化特征"

    一般来说,物权的效力是优于债权的.举例来说,在房屋租赁合同的情况之下,承租人属于弱势群体.如果房主买卖房屋可以优于租赁合同,也就是买卖合同可以对抗租赁合同的话,承租人的利益将无从保护.譬如A租了B的房子,B在收了A的租金后,转手就将房子卖给C,如果C可以将A赶出去的话,对A的利益如何保护?

    所以在合同法中作出了这样的规定,是对承租人的保护.
13.10.2009

love poem williams shakespeare

MY LOVE

           by Willian Shakespeare

   Doubt thou the stars are fire;
     Doubt that the sun doth move;
   Doubt truth to be a liar;
     But never doubt I love.
爱之歌
------莎士比亚

你可以怀疑星辰的光亮,
你可以怀疑太阳的移动,
你可以怀疑真理可能是谎言,
但永远不要怀疑我爱你。
08.10.2009

always have a dream

He talks as if he was the head of the office.
I believe I haven't reached the summit of my career.
They misplaced this book under another category.
 
Forget about the days when it's been cloudy,
but don't forget your hours in the sun.
Forget about the times you have been defeated,
but don't forget the victories you have won.
Forget about the misfortunes you have encountered,
but don't forget the times your luck has turned.
Forget about the days when you have been lonely,
but don't forget the friendly smiles you have seen.
Forget about the plans that didn't seem to work out right,
but don't forget to always have a dream.
 
忘掉你失意的日子,但不要忘记黄金的时光。
忘掉你的一次次失败,但不要忘记你夺取的胜利。
忘掉你遭遇的不幸,但不要忘记你的时来运转。
忘掉你的孤独日子,但不要忘记你得到的友善微笑。
忘掉你没有得以顺利实施的计划,但不要放弃你的梦想。
 
 
06.10.2009

教你如何对付看人低的服务员

教你如何对付那些狗眼看人低的服务员我一同学超级BH,与人斗嘴经常是一句话能把人直接噎死。一次逛街,某大牌的BAR非常不屑我们这些学生,爱搭不理。最后吵了起来,居然说,穷学生不用试用装,估计就没啥机会接触大牌,就当做善事云云。该同学扬马上前:“你丫还真当自己是个东西呀,知道你和路边小商贩的区别在哪不?我告你,也就是抽水马桶和木马桶的区别!不就是脸白点、穿得光鲜点嘛,说来说去,可也不过是一个出来卖的~~~~”

    我就有一个同事,男的,带女朋友去逛大商场。在一个意大利品牌的服装去停住了,女朋友伸手摸了摸那间米色的风衣,刚准备提出要试一下,营业员轻蔑的说:“八千八,新品,不打折哦。”女孩子极不好意思地拖着我同事的手准备离开,这时候,营业员恶毒地讽刺道:“没钱,就别来这里买!”我同事听了,火冒三丈,马上就回敬了一句:“你有钱?就别来这里卖!!”
(回来讲给我们听,大家都觉得很解气!)


      记得以前老公说他和他妈妈一起去买东西,碰到一服务员态度很冷漠,他就对她说:
你们这就你一个服务员吗?”
服务员:“当然不是。”
我老公:“那换一个。”
哈哈,当时那个服务员气得脸差点抽筋。


      遇到过一个手机售后的还牛得不行,看人的眼神还真不是一般人能学出来的,喊她小姐,不搭理你。偶当时就面带微笑的说:“难道你不是小姐吗?那么请你告诉我你不是小姐是什么?”说小姐这个词时要用那种语气,嗯,只可意会不可言传,当时那小姐就傻了,*人,活该啊。

听到比较狠的办法是:两个穿着普通的女孩子逛街——化妆品专柜,服务员也一脸的不乐意,说话口气特横,用方言说就跟哼狗似的,其中一个女孩子跟服务员说:“把这个、这个、这个给我开票,我要了。”那服务员顿时脸色就不一样了,开票之后,那女孩子一张一张地撕碎,扔到服务员面前和脸上说:“你牛什么牛?有什么好牛的?”

朋友逛街看见一个斜挎的包包很漂亮,叫售货员拿来看看,谁知那小姐一边拿包一边很不情愿地嘀咕:“这个包包很贵的。。。”朋友眼皮也不抬一下地拿过包包,将背带放得长长地挎上身,问:“你觉得这样背好看吗?”售货员撇撇嘴说:“太低了!”朋友放下包包,一边走出店门一边自言自语:“我以为只有狗眼看人低呢,原来看东西也不高哈~~!”

有次我和老妈去LV的店,我看中一只包就问服务员多少,那人看都不看我就轻描淡写地说5000多,我就说你们店就只有这种次货吗,太便宜了!那狗日的马上就变脸了。(来自本文回复)

我有个朋友的爸爸···吃饭,点的松仁玉米,菜上来了,就看见玉米上漂了几个松仁,我那朋友的爸爸就叫服务员说:“你这是什么菜?”然后服务员不理不睬的说“松仁玉米”,然后我那朋友的爸爸说了句超级经典的话···“那你再给我来盘玉米松仁···”叼女的顿时无语····(来自本文回复)

我一同学去买衣服,售货员见他穿的一身啊迪很不屑的说这边都是新款,旁边有打折的,我同学当场说了句:你开个价我连你一块买了!(来自本文回复)

同学他爸在一家店碰到一个挺装的售货员,他爸平时低调冷静,这次气极了,说:你知道我一个月赚多少钱么,我一个月能赚你一年的钱。服务员脸绿了…(来自本文回复)

我一个朋友赔她未来婆婆看金首饰,没买,走的时候服务员很鄙视,也说什么没钱还买金首饰之类的话,我朋友来一句:“没你有钱,你白天卖金,晚上卖银”,我听到直接笑趴~(来自本文回复)
05.10.2009

房屋知识

优质的房源
1.采光
2.通风
3.隔音
4.周边环境,垃圾,噪音,地摊。
5.生活设施,学校,车站,便利店,医院。
 
30.09.2009

military parade

China will stage a military parade in Tian'anmen Square on Oct. 1 to celebrate the 60th anniversary of the People's Republic of China.The parade will "demonstrate the positive image of China as a country seeking peaceful development,
 
stage n舞台  v 上演,施行
the disease is still on the primary stage. 初级阶段
Negotiations were at crucial stage.
17.09.2009

drunk driving 酒后驾车

The man was charged with drunk driving.
那个人被指控酒后驾车。
 
drunk drivers' licences will be suspended for three or six months. In serious cases, drivers will be detained for 15 days. If a drunk driver is caught for twice within one year, his or her license will be revoked for one to five years. The campaign was launched to prevent serious traffic accident ahead of 60th anniversary of the founding of People's Republic of china on october 1.
 
fatality 不幸,天灾、
=a death resulting from an accident or a disaster
There have been ten swimming fatalities (ie Ten people have lost their lives while swimming) this summer.
今年夏季已有十人游泳遇溺.
 
senseless protectionism 毫无意义的保护主义
 
medical care 医疗改革
 
knowledgeable =highly educated; having extensive information or understanding
eg. He has an extensive understanding about shanghai's property industry.
 
I do not respect him because he is knowledgeable.
我并非因为他有学问而尊敬他。
 
I am so full that I would burst if I took another bite.
 
 
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